 |
- Homeowners
Insurance Project
- Center Researchers (Martin F. Grace and Robert W. Klein)
are developing a series of monographs on recent market trends
in homeowners insurance and related regulatory and public
policy issues.
|
|
- RETIRE
Project
- The sixth iteration of the RETIRE Project—2004 GSU/Aon
RETIRE Project Report—was released in April by the
Center for Risk Management and Insurance Research at Georgia
State University. The goal of this ongoing research project
is to help individuals and couples determine the amount
of money they must save at retirement in order to maintain
their pre-retirement standard of living throughout the post-retirement
period. In addressing the issue, the RETIRE Project calculates
a series of income replacement ratios at eight pre-retirement
salary levels ranging from $20,000 to $90,000. The calculations
include factors such as Social Security taxes; federal,
state and local income taxes; pre-retirement savings; and
selected expenditure changes.
Sponsored by Aon Consulting
|
|
- Crop
Insurance Regulation
- The Center has been engaged by the Risk Management Agency of the U.S.
Department of Agriculture to evaluate and recommend improvements
to regulation and governmental oversight of multi peril
crop insurance. Initial publications are targeted for early
2005.
-
|
|
- Commercial Reinsurance Project (Project
Site)
- This project seeks to gain a better understanding
of the dynamics of important commercial insurance and reinsurance
markets and the factors influencing movements in demand
and supply, prices and terms of coverage.
Partially sponsored by Employers
Reinsurance Corporation
|
|
- The Capital Structure of Firms Subject
to Price Regulation: Evidence from the Insurance Industry
(Authors: Robert W. Klein,
Richard D. Phillips, and Wenyan Shiu)
- This
paper investigates how price regulation affects the capital
structure decisions of profit-maximizing insurers.
|
|
-
Keeping
Up with the Jones': Changing Rate Standards and the Buildup
of Capital by U.S. Property-Liability Insurers
(Authors: Neil A. Doherty and Dr. Richard
Phillips)
- Consistent
with a recent study of corporate bond ratings, the authors
found evidence there has been an increase in ratings strategy.
Pressure for insurers to maintain their existing rate levels
provides a plausible explanation of the dramatic build up
of capital in the industry during the 1990's.
|
|
-
Prospects
for Onshore Special Purpose Reinsurance Vehicles
(Authors: Robert Klein Martin Grace, and Richard Phillips)
- Examines
these issues from an economic and public policy perspective
and offers observations on how onshore SPRVs might be best
utilized and regulated.
|
|
-
Financial
Advice Offered by Web Based Companies
(Author: Conrad S. Ciccotello)
- Examines
how web based financial service providers can improve the
quality of information delivered over the internet.
Sponsor:
Foundation for Financial Planning
|
|
-
Professional
Liability Insurance Markets
(Authors: William R. Feldhaus and Robert W. Klein)
- Examines
factors that influence the demand for professional liability
insurance as well as the factors affecting costs of supplying
professional liability insurance, insurer capacity, competition,
and regulation.
Sponsor:
Professional Liability Underwriting Society Foundation
|
|
-
The
Demand for Catastrophe Insurance: New Evidence
(Authors: Martin F. Grace, Robert W. Klein, and Paul R.
Kleindorfer)
- One
paper in a series developed as a part of the Wharton Project
on Managing Catastrophic Risks. Analyzes the the bundling
of coverages and perils in homeowners insurance policies
and how various terms contract provisions, insured risk
characteristics, insurer variables and demographics influence
the price of insurance and the demand for coverage.
|
|
-
The
Efficiency of Property-Casualty Insurer Receiverships
(Authors: Robert W. Klein, Martin F. Grace, and Richard
D. Phillips)
- An
in-depth examination of receivership practices to assess
their efficiency and consider how they might be improved.
Sponsor:
PricewaterhouseCoopers
|
|
-
Georgia Premium Tax
- The
Center in conjunction with the Fiscal Policy Program at
Georgia State University is assisting the House Insurance
Premium Tax Study Committee. An initial report was
presented and is available here
in Adobe PDF
format. A Powerpoint presentation of recent testimony
is available here.
|
|
-
The
Role of Insurance in Managing Catastrophic Risks
- Sponsor: University
of Pennsylvania
|
| |
|
CENTER FOR RMI RESEARCH • GEORGIA STATE UNIVERSITY • P.O. BOX 4036 • ATLANTA, GA 30302-4036 • 404.413.7515
